FINANCE YOUR LUXURY WATCH
LUGANO LOUNGE
Choose your new watch and enter your information securely through the Yourasset platform. Create a personal account to track the entire transaction: from inception to receipt of your new timepiece.
In Switzerland, interest charges are deductible from income tax, thus reducing the effective cost of financing.
Customers can also pay off financing early at any time.
How it works step by step
- Choose the desired watch from CHF 5,000 and its monthly payment option (12 to 60 months).
- Enter your personal and financial information on the Yourasset platform.
- The data will be verified by Yourasset and their banking partner.
- Once the application is approved, you will receive the contract.
- Sign the contract digitally.
- Exel Watches Lugano receives only the data needed to enable the transaction, not the financial data.
- Congratulations! You will receive your new watch via shipping or pickup in the Lounge.
WHO IS ELIGIBLE?
Tax benefits
Did you know that if you finance the purchase of your watch, you can deduct the interest expense from your taxable income?
Every resident of Switzerland benefits from this tax break: the higher your marginal tax rate, the greater the benefit.
For example, an interest rate of 6.9% may effectively reduce to 4.7% if your marginal tax rate is 33%. Interest is charged only on the amount still to be repaid.
Yourasset acts as a payment processor, and through this platform we offer regulated, transparent and customized financing solutions, designed to provide our customers with peace of mind and convenience.
SAN MARINO LOUNGE
Do you reside in Italy or San Marino? Request a customized financing through one of our financial partner.
The file is evaluated quickly and confidentially to provide an easy and tailored shopping experience.
How to start the application
To begin the assessment, simply send the following documents to: finanziamenti.sm@exelwatches.com
Required documents:
- Italian identity card or passport
- Italian health insurance card or social security number
- E-mail address
Once the documents are received, the financial partner will analyze the request and communicate the outcome in a timely manner.
After approval, you will be able to sign the financing agreement and complete the purchase of your watch via pickup or shipping.
All funding is handled in a clear and secure. Our team in San Marino is available to walk you through every step of the process.
