FINANCE YOUR LUXURY WATCH

LUGANO LOUNGE
Choose your new watch and apply for financing easily and securely. We work with two specialized partners to offer you the solution that best fits your needs.
HeyLight – up to CHF 12,000
For watches priced up to CHF 12,000, we offer financing through HeyLight, with immediate approval.
- Buy Now, Pay Later (0% financing): 3 to 24 installments with a 25% down payment.
You can submit your request online, in-store, or by phone through a quick and easy process.
To apply for financing, make sure you have the following on hand:
- the Swiss phone number;
- your personal information;
- a valid form of identification;
- the card details required for the procedure.
If you have any questions or need further clarification, please don’t hesitate to contact us: we’re here to answer your questions. Give us a call or message us on WhatsApp—we’d be happy to help!
YourAsset – over CHF 5,000
For watches valued at more than CHF 5,000, we rely on YourAsset, a specialized partner that guarantees a dedicated appraisal and a customized service.
Register on the platform, enter your information, and follow the step-by-step guide until your application is approved. Payment plans ranging from 12 to 60 months are available, with customized solutions tailored to your needs.
Delivery
Once you’ve digitally signed the contract and the loan has been approved, you can have your new watch shipped to you or pick it up at our Lounge.

SAN MARINO LOUNGE
Do you reside in Italy or San Marino? Request a customized financing through one of our financial partner.
The file is evaluated quickly and confidentially to provide an easy and tailored shopping experience.
How to start the application
To begin the assessment, simply send the following documents to: office.sm@exelwatches.com
Required documents:
- Italian identity card or Italian passport
- Italian health insurance card or Italian tax code
- E-mail address
- Last tax return or CUD
- Last two pension coupons or paychecks
Once the documents are received, the financial partner will analyze the request and communicate the outcome in a timely manner.
After approval, you will be able to sign the financing agreement and complete the purchase of your watch via pickup or shipping.
All funding is handled in a clear and secure. Our team in San Marino is available to walk you through every step of the process.


