FINANCE YOUR LUXURY WATCH

LUGANO LOUNGE
Choose your new watch and apply for financing easily and securely. We work with two specialized partners to offer you the solution that best fits your needs.
HeyLight – up to CHF 10,000
For watches priced up to CHF 10,000, we offer financing through HeyLight, with immediate approval.
Available solutions:
- Buy Now, Pay Later (0% financing): 3 to 12 installments with a 25% down payment.
- Loan at 9.90%: repayment over 12, 24, or 36 months.
You can submit your request online, in-store, or by phone through a quick and easy process.
YourAsset – over CHF 10,000
For watches valued at more than CHF 10,000, we rely on YourAsset, a specialized partner that guarantees a dedicated appraisal and a customized service.
Register on the platform, enter your information, and follow the step-by-step guide until your application is approved. Payment plans ranging from 12 to 60 months are available, with customized solutions tailored to your needs.
Delivery
Once you’ve digitally signed the contract and the loan has been approved, you can have your new watch shipped to you or pick it up at our Lounge.

SAN MARINO LOUNGE
Do you reside in Italy or San Marino? Request a customized financing through one of our financial partner.
The file is evaluated quickly and confidentially to provide an easy and tailored shopping experience.
How to start the application
To begin the assessment, simply send the following documents to: office.sm@exelwatches.com
Required documents:
- Italian identity card or Italian passport
- Italian health insurance card or Italian tax code
- E-mail address
- Last tax return or CUD
- Last two pension coupons or paychecks
Once the documents are received, the financial partner will analyze the request and communicate the outcome in a timely manner.
After approval, you will be able to sign the financing agreement and complete the purchase of your watch via pickup or shipping.
All funding is handled in a clear and secure. Our team in San Marino is available to walk you through every step of the process.


